Last Updated: January 22, 2025
1. Agreement to Terms
By accessing and using insurancetrends.online (the "Website"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you do not have permission to access the Website. Insurance Trends ("we," "us," or "our") reserves the right to modify these terms at any time without notice. Your continued use of the Website following any changes indicates your acceptance of such changes.
2. Service Description
Insurance Trends operates as an online platform that connects users with auto insurance providers. We do not provide insurance services directly. Our role is to:
- Connect users with insurance providers
- Provide information about insurance options
- Facilitate communication between users and insurance providers
We do not guarantee the rates, coverage, or services offered by any insurance provider. All insurance products are provided solely by the insurance carriers.
3. User Responsibilities
By using our Website, you agree to:
- Provide accurate and complete information when using our services
- Use the Website only for lawful purposes
- Not engage in any activity that interferes with or disrupts the Website
- Not attempt to gain unauthorized access to any portion of the Website
- Not use the Website for any fraudulent or misleading practices
4. Intellectual Property
The Website and its original content, features, and functionality are owned by Insurance Trends and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You agree not to:
- Copy, modify, or distribute our Website content
- Use any content for commercial purposes without our consent
- Remove any copyright or other proprietary notices
- Transfer the materials to another person or mirror them on any other server
5. Disclaimer of Warranties
The Website is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:
- The accuracy or completeness of any information provided
- The availability or quality of insurance products or services
- The reliability of any insurance quotes or estimates
- The security of any information transmitted through the Website
We do not guarantee that the Website will be uninterrupted, timely, secure, or error-free.
6. Limitation of Liability
To the maximum extent permitted by law, Insurance Trends shall not be liable for any:
- Direct, indirect, incidental, consequential, or punitive damages
- Loss of profits, revenue, data, or business opportunities
- Damages arising from your use of or inability to use the Website
- Damages resulting from any insurance products or services obtained through the Website
7. Third-Party Links and Content
Our Website may contain links to third-party websites or services that are not owned or controlled by Insurance Trends. We:
- Have no control over and assume no responsibility for third-party content, privacy policies, or practices
- Do not endorse or verify any third-party services or products
- Are not liable for any damage or loss caused by use of third-party services
8. User Data and Privacy
Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal information.
9. Indemnification
You agree to indemnify and hold harmless Insurance Trends, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
- Your use of the Website
- Your violation of these Terms and Conditions
- Your violation of any third-party rights
- Any information you submit through the Website
10. Termination
We reserve the right to:
- Terminate or suspend your access to the Website immediately without prior notice
- Remove or disable access to any content at our sole discretion
- Take any action we deem appropriate if we believe you have violated these Terms
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes relating to these Terms will be subject to the exclusive jurisdiction of the courts in the United States.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us at: contact@insurancetrends.online